Since increased pensions freedoms were established in April 2015, the Financial Conduct Authority (FCA) says that £3 billion worth of annuities have been rejected by over 55s.
5 steps to make sure you’re not losing out by shunning annuity guarantees
Retirement Planning
4 key ways to prevent your grown-up children derailing your retirement savings
The Bank of Mum and Dad is a well-known concept and we all hate to see our children struggle financially, which is why many parents continue to support their children well into adulthood.
A universal pension lesson: Start saving as early as you can
When it comes to saving for your pension, the old adage repeated to revising students rings true; little and often.
Record numbers make the most of pension freedoms
The people have spoken and they love freedom! Recent figures show withdrawals in the 2017-18 year were worth £6.7bn, the highest figure since the pension freedoms reforms were introduced in 2015.
Why it pays to retire early
Sound financial planning is not only good for your bank account – it could actually improve your life expectancy.
5 pitfalls that put your retirement plans at risk
Imagine the scene; you’ve spent your life living frugally, saving efficiently and investing wisely. You enter your well-earned retirement financially secure and excited for the years ahead. The future could pan out in one of two ways; the first could lead to continued security and the financial freedom to enjoy your retirement as planned; the […]
How the gender gap hits women’s retirement savings as well as pay
A recent study has found women are generally less well prepared for retirement compared to men.
Too late to start saving?
Previous generations saw building a pension as something to do over an entire career, but that is not the case today.
Pension Freedoms
Deciding how and when you should use the income from your pensions is a complicated matter.
Retirement Options
When you approach retirement, it’s normal to start thinking about just what you’ll do with the money you saved during your working life.