8 February 2023 ISAs have been around for more than two decades, but they’ve changed significantly since they were first introduced. This guide can help you understand why using an ISA to save or invest could be a valuable part of your financial plan. Read the guide to find out: Download your copy of “The […]
17 January 2023 Last quarter, we reported a continuation of the market volatility that was prevalent throughout most of 2022. The Russian invasion of Ukraine, attempts by central banks to handle rising inflation, and the long-lasting economic effects of the Covid-19 pandemic all took their toll on global stock markets, leading to downturns in many […]
17 January 2023 In his November 2022 autumn statement, chancellor Jeremy Hunt laid out a series of tax break squeezes that will potentially increase the amount of tax paid on some forms of unearned income. In the statement, Hunt announced that the Capital Gains Tax (CGT) annual exempt amount and Dividend Allowance will both be […]
17 January 2023 As you age, the chances are you have considered the unthinkable more than once. Although it’s not helpful to dwell on morbid subjects, over the past few years you may have wondered what might happen if you were to pass away unexpectedly. You may ask yourself the question: “could my family afford […]
8 December 2022 If you have been following the UK’s financial news, you will know already that it has been an interesting year to say the least. Markets have continued to experience volatility with after-effects of the pandemic, the Ukraine war, and political U-turning all breeding uncertainty in the minds of investors. What’s more, the […]
8 December 2022 One of the first things we are taught as young adults learning to handle our own finances is that “saving for a rainy day” is essential for stability. This rule still rings true in today’s world – without money stored away, we can’t be prepared for the twists and turns that life […]
8 December 2022 As 2022 comes to an end, we thought it would be nice to look back at all the happenings of the past 12 months, and cast our gaze ahead to what 2023 may hold. This year has been challenging for everyone in financial services, and even more so for the individuals we […]
17 November 2022 It has been a tumultuous year in British politics, with three prime ministers and four chancellors holding office. After the calamitous “mini-Budget” ushered in the demise of Liz Truss and Kwasi Kwarteng, new chancellor Jeremy Hunt has delivered his first autumn statement. Hunt’s speech came at a tricky time for the UK […]
17 November 2022 As you will appreciate, this year has been very busy, and the aim of this article is to report on some of the work that we have been undertaking and some of our underlying thought processes. Read on to find out how our investment committee operates, and how we take extensive action […]
17 November 2022 Back in September 2022, the former chancellor of the Exchequer, Kwasi Kwarteng, announced his autumn mini-Budget. Speaking in parliament, Kwarteng announced a series of sweeping tax cuts and policy changes, including abolishing additional-rate tax and removing the cap on bankers’ bonuses. Following the announcement, many investors sold of UK assets for fear […]