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Q3 investment update

In line with the last two quarters, the coronavirus pandemic has dominated sentiment regarding the global economy. After deep falls in markets in the spring, there have been signs of recovery in the third quarter, as lockdowns ease and many businesses return to something approaching normal. Here’s a look back at Q3 in your quarterly […]

As savings rates tumble again, why now might be the time to invest

In recent years, it’s been tough if you are a saver. Interest rates on traditional savings accounts have remained low, and it’s often been hard to even beat inflation on easy-access and fixed interest savings products. In recent months, rates have fallen yet further. Last month, National Savings & Investments (NS&I) became the latest provider […]

What the new retirement age of 57 will mean for you

Over recent years, the government have gradually been increasing the age at which you can take your State Pension. The age will have risen to 66 for everyone by this month, and then will rise to 67 between 2026 and 2028. There are then plans to increase it to 68 in the 2040s. Last month, […]

5 reasons why I joined Depledge Strategic Wealth Management

I am delighted to have joined this business at such an exciting stage of their development. As a highly-qualified adviser with many years ahead of me, this has been an important career decision. This blog has been created to explain why this was the time to make such a move and what stood out at […]

Chancellor announces new Covid-19 economic support – everything you need to know

Back in July, Chancellor Rishi Sunak announced a second range of measures designed to protect the economy through the Covid-19 pandemic. His next update was scheduled to be the Autumn Statement in the coming weeks. However, given the newly imposed Covid-19 restrictions and economic uncertainty, the Budget has been cancelled. In a statement sent to […]

4 strategies to budget more effectively

In recent months, millions of people have felt the impact of the lockdown caused by the pandemic and the subsequent recession. Perhaps you work in a sector that has been affected and you have been furloughed? Or perhaps your business has struggled, and your revenue has decreased? Whatever the case, you may have found that […]

Don’t pay off your child’s student loan – why helping out may not make financial sense

According to the Higher Education Statistics Agency (HESA), there are currently more than 2.3 million undergraduate students in the UK. If your child or grandchild is one of the estimated half a million new students heading off to university this autumn, you may be concerned that they are starting their working life in serious debt. […]

5 places your retirement income will come from

Every September, Pension Awareness Day features a series of events designed to help people to get more from their pensions. With Pension Freedoms having given retirees much more choice, it’s never been more important to take advice during both the run-up to retirement and once you start to draw your retirement income. While your pensions […]

What the Chancellor’s summer statement means for you

Over recent months, the Chancellor has introduced a wide range of measures designed to support the economy through the coronavirus crisis. From the furlough scheme to small business grants, the Treasury has committed billions to navigate the country through the pandemic. With the UK set to enter a deep recession, part of the £160 billion […]

How to live a long life – The secrets of living until 100

In recent months, inspirational centenarians such as Captain Tom Moore have shown us that it’s possible to live a long and healthy life – but how do we do it? This is a question that Washington Post journalist Marta Zaraska has sought to answer in a new book, Growing Young: How Friendship, Optimism, and Kindness […]