16th March 2021Our lives have changed significantly over the last year. Our habits, working practices, and relationships have all adapted to the situation we found ourselves in – from working from home to replacing restaurant meals with home cooking. Of course, these changes have had a massive knock-on effect on the economy. So, a year […]
16th March 2021 Multiple lockdowns and restrictions on movement have been tough on our physical and mental health. Even people previously “doing okay” have found themselves struggling over the past 12 months, and these feelings can leave you vulnerable to scams. Scammers have defrauded Brits out of millions of pounds in the last year, using […]
16th March 2021 While the coronavirus may have had a devastating impact on the health of the nation, it’s also resulted in one of the biggest economic shocks the country has ever experienced. From falling tax revenues to increased public spending, the government’s economic response saw public sector net borrowing rise from £55 billion in […]
3rd March 2021 A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded significant, it’s a sum that has paled into insignificance over the last 12 months as the chancellor has spent £280 billion shoring up the UK economy. As the chancellor […]
3rd March 2021 On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans. The World Health Organization declared Covid-19 a pandemic on 11 March 2020, the same date as the 2020 Budget. Since then, the pandemic has led to lockdowns, […]
8th February 2021 If you’re self-employed, or you own your own business, the chances are that you are taxed less heavily than employed people, despite increases to Dividend Tax in recent years. The argument for paying less self-employed tax is that there is a difference between wealth creators and employees. Business owners bear the risk […]
8th February 2021 Have you used your valuable tax allowances for the 2020/21 tax year? If not, there is still time before the end of the tax year on 5 April. Many of your allowances reset as we enter a new tax year and so if you don’t use them, you can often lose them. […]
8th February 2021 It’s hard to believe that the first confirmed case of human-to-human transmission of coronavirus was just thirteen months ago. Since then, nations across the globe have fought to tackle the spread of the virus, with devastating health and economic results. With shops and businesses once again closed, the UK is almost certainly […]
14th January 2021 It’s fair to say that 2020 was a tumultuous year for investors. The coronavirus pandemic affected almost all aspects of the economy, and global share prices were hit as businesses were forced to scale back operations and, in many instances, close. Despite this, the news of effective vaccines meant that Q4 saw […]
14th January 2021 One of the questions we hear most often is: “what does a financial planner actually do?” These days, financial planning is about much more than selecting investments. It’s about establishing your goals, smart decision-making, creative ideas, and making the most of any tax or financial opportunities that are available. It’s all very […]