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Employee benefits that self-employed workers miss out on, and how to bridge the gap

26th April 2021There are more than five million self-employed workers in the UK, according to government statistics. This figure is rising, with around one in six people now working for themselves. There are advantages to being self-employed, but some workers could be missing out on benefits worth thousands of pounds compared to their traditionally employed […]

What does “rebalancing” your portfolio mean and why is it important?

26th April 2021When discussing investments or reading the news, you may have heard the phrase “rebalancing”. It’s an important part of making sure your portfolio continues to reflect your goals, but it can be overlooked or misunderstood. Read on to learn what rebalancing involves and why it’s part of investment strategies. Investing: A long-term game […]

Why opening a pension for a child before they start school can unlock powerful growth

26th April 2021It really is never too soon to start investing through a pension. You may not be thinking about the retirement lifestyle that your children or grandchildren will enjoy quite yet, but opening a pension before they even start school can be worthwhile. If you’re looking for a way to help secure a child’s […]

3 reasons to make social care part of your retirement plan

26th April 2021The cost of funding care and delivering support to the elderly has become a national priority. However, research suggests it’s still not something individuals are thinking about when they make retirement plans. As average life expectancy has risen, the demand for care has soared and more people are living with complex needs. A […]

Job market changes present retirement challenges for young workers

26th April 2021The world of work is changing, and it means young workers today need to be more engaged with their pension than ever to build a secure retirement. A rising State Pension Age, frequent job switches and more options for individuals to manage their own pensions present new challenges for 20-somethings. It wasn’t too […]

Your Q1 2021 market update

26th April 2021It’s now just over a year since equity markets across the world reached the bottom. Since then, the MSCI World Index has rallied by 79% and now sits 18% above its pre-Covid highs. The continuing vaccine rollout has boosted markets across the world as economies prepare to open up. Even in areas where […]

Inflation and retirement – why rises in the cost of living really matter when you retire

26th April 2021Did you know the price of cheese increased by 150% between 1987 and 2014? During our working life, inflation may not affect us (other than the odd “how much?!” moment when we’re out shopping). Our wages and earnings typically rise in line with inflation, so we generally keep up with the cost of […]

5 ways to make the most of your additional pandemic savings

26th April 2021In recent months, Brits have become a nation of savers. The Guardian reports we collectively put £17.1 billion into savings and deposit accounts in February, on top of the £18.5 billion we saved in January. With shops, restaurants and theatres closed, and restrictions placed on movement, you may have seen your bank account […]

Guide: 10 ways to make the most of your garden in 2021

25th March 2021 After a year of lockdown measures, our gardens and outdoor spaces have become far more important. In fact, more than half of people say they get a good deal of pleasure from their garden. With spring arriving, now is the perfect time to invest in yours. Our latest guide aims to help […]

Relief for savers as “tax day” sees government announce no significant tax reforms

23rd March 2021 Late last year, the government announced that a range of documents and consultations on future tax policies would be released after the Budget. Dubbed “tax day”, these announcements came later than usual this year to allow for greater scrutiny after the significant number of changes Rishi Sunak announced in his Budget. Many […]