In his spring Budget, the chancellor was keen to point out that, as a result of his measures, “nobody’s take-home pay will be less than it is now”. While he may have resisted the temptation to raise Income Tax, VAT, or National Insurance contributions, Rishi Sunak’s announcements will see many people pay more tax in […]
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5 things Line of Duty can teach you about good financial planning
Over the last couple of months, the hit BBC drama Line of Duty has become must-see appointment television. The thrilling series finale generated record viewing figures for a drama, as the AC-12 team of Steve Arnott, Kate Fleming, and Ted Hastings finally uncovered the identity of the infamous “H”. While six series of the show […]
Guide: 10 things that could increase the value of your property
6th May 2021 Talking about homes and property values is something of a pastime in the UK. Property is probably among one of the largest assets we own, so it’s not surprising that we want the value to go up. While property prices have soared in recent years, investing in your home could push up […]
Why you should overpay your mortgage with pandemic savings
26th April 2021The pandemic has meant some families have been able to save more. Those that have continued to work during the last year are often finding their outgoings have been lower and they now have more cash put to one side. If you still have a mortgage, overpaying is one option worth considering. According […]
Employee benefits that self-employed workers miss out on, and how to bridge the gap
26th April 2021There are more than five million self-employed workers in the UK, according to government statistics. This figure is rising, with around one in six people now working for themselves. There are advantages to being self-employed, but some workers could be missing out on benefits worth thousands of pounds compared to their traditionally employed […]
What does “rebalancing” your portfolio mean and why is it important?
26th April 2021When discussing investments or reading the news, you may have heard the phrase “rebalancing”. It’s an important part of making sure your portfolio continues to reflect your goals, but it can be overlooked or misunderstood. Read on to learn what rebalancing involves and why it’s part of investment strategies. Investing: A long-term game […]
Why opening a pension for a child before they start school can unlock powerful growth
26th April 2021It really is never too soon to start investing through a pension. You may not be thinking about the retirement lifestyle that your children or grandchildren will enjoy quite yet, but opening a pension before they even start school can be worthwhile. If you’re looking for a way to help secure a child’s […]
3 reasons to make social care part of your retirement plan
26th April 2021The cost of funding care and delivering support to the elderly has become a national priority. However, research suggests it’s still not something individuals are thinking about when they make retirement plans. As average life expectancy has risen, the demand for care has soared and more people are living with complex needs. A […]
Job market changes present retirement challenges for young workers
26th April 2021The world of work is changing, and it means young workers today need to be more engaged with their pension than ever to build a secure retirement. A rising State Pension Age, frequent job switches and more options for individuals to manage their own pensions present new challenges for 20-somethings. It wasn’t too […]
Your Q1 2021 market update
26th April 2021It’s now just over a year since equity markets across the world reached the bottom. Since then, the MSCI World Index has rallied by 79% and now sits 18% above its pre-Covid highs. The continuing vaccine rollout has boosted markets across the world as economies prepare to open up. Even in areas where […]