28th June 2021Investing has been around for centuries and the basics haven’t changed as much as you might think. Technology has changed how we invest, but some of the investment lessons from the past are just as relevant today as they were in the 1600s. Our latest guide looks at the foundations of modern investing, […]
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“It’s expensive and it won’t pay out” – these and other protection myths busted
10th June 2021 These days, you probably insure your home, car, bike and even your mobile phone. However, despite an increase in interest during the pandemic, many people still don’t see life and health insurance as a priority. Indeed, a recent survey by insurance company Drewberry found that, in the last 12 months, more people […]
5 things Covid has taught us about having a rainy day fund
10th June 2021 The last 18 months have reminded us that unexpected events can happen at any time. From mundane issues such as your car breaking down to life-altering illness or redundancy, you’re never quite sure when you’ll be blindsided by something out of your control. One of the ways to achieve financial security is […]
Passing on property – how the residence nil-rate band can help you cut your tax bill
10th June 2021 In the 2017/18 tax year, almost 4% of all deaths in the UK resulted in an Inheritance Tax (IHT) charge. It’s commonly considered one of the UK’s most hated taxes, with the Treasury raising £5.2 billion from the duty in the 2019/20 tax year. With good planning, it is possible to mitigate […]
Guide – Your retirement choices: how to generate an income in later life
7th June 2021 Since Pension Freedoms were introduced in 2015, retirees have had more choice when they access their pension. However, it also means you have more responsibility for generating an income later in life and it’s important to understand what your options are. Our latest guide explains the basics you need to know, including: […]
Can you really become an ISA millionaire?
Since Gordon Brown introduced Individual Savings Accounts (ISAs) in 1999, they have become one of the UK’s most popular savings vehicles. The most recent figures showed that more than 11 million adults subscribed to an ISA in 2018/19, with a staggering £584 billion currently invested in the tax-free accounts. Considering that the annual subscription limit […]
7 ways your 2021 tax bill could rise – and practical ways you can pay less
In his spring Budget, the chancellor was keen to point out that, as a result of his measures, “nobody’s take-home pay will be less than it is now”. While he may have resisted the temptation to raise Income Tax, VAT, or National Insurance contributions, Rishi Sunak’s announcements will see many people pay more tax in […]
5 things Line of Duty can teach you about good financial planning
Over the last couple of months, the hit BBC drama Line of Duty has become must-see appointment television. The thrilling series finale generated record viewing figures for a drama, as the AC-12 team of Steve Arnott, Kate Fleming, and Ted Hastings finally uncovered the identity of the infamous “H”. While six series of the show […]
Guide: 10 things that could increase the value of your property
6th May 2021 Talking about homes and property values is something of a pastime in the UK. Property is probably among one of the largest assets we own, so it’s not surprising that we want the value to go up. While property prices have soared in recent years, investing in your home could push up […]
Why you should overpay your mortgage with pandemic savings
26th April 2021The pandemic has meant some families have been able to save more. Those that have continued to work during the last year are often finding their outgoings have been lower and they now have more cash put to one side. If you still have a mortgage, overpaying is one option worth considering. According […]