14th September 2021 The recent record A-Level results saw 44.3% of entries obtain a grade A or above. This terrific success means that more than 210,000 18-year-old students in England have had their university places confirmed already. Heading off to university can be a fulfilling and enriching experience – but these days it doesn’t come […]
News
National Insurance and Dividend Tax rise as government suspends State Pension triple lock
9th September 2021 This week, the government has made two major policy announcements that are likely to directly affect your finances. A much-anticipated National Insurance rise will result in an increased burden on workers including, for the first time, those above State Pension Age. In addition, the government has suspended the State Pension triple lock, […]
Guide: Leaving an inheritance vs gifting during your lifetime
8th September 2021 Have you thought about how you’ll pass wealth on to those who are important to you? Traditionally, this has been done through inheritance, but it’s becoming more common to gift during your lifetime. Our latest guide explains why more families are choosing to gift during their lifetime and the pros and cons […]
Your Q2 2021 market update
18 August 2021Global markets continued to rally in the second quarter, primarily because of the ongoing Covid-19 vaccine rollouts. Government support also helped to boost investor optimism for economic recovery in 2021. However, investors remain concerned about inflation and US rate hikes, which could cause market volatility in the coming months. The best performing assets […]
Why planning for your death is one of the best gifts you can give your loved ones
18 August 2021As strange as it may sound, planning for your death isn’t really about you. In reality, your estate planning is about your family. It’s your chance to make decisions that safeguard your wealth for your children, grandchildren, or anyone else you want to have it. It’s also an opportunity to help deal with […]
Revealed: the single best thing you can do to tackle climate change (and it’s not recycling)
18 August 2021 You may consider yourself to be a true eco-warrior, passionate about preventing global environmental disaster. You may try to eat less meat and dairy, use public transport as much as possible, and have managed to eliminate all single-use plastics in your home. But did you know that, even if you did all […]
The guide to later-life planning and care
16 August 2021When you think about your future, how far ahead do you plan? Perhaps you’ve thought about what your life will look like in 10 years, but have you considered your later years? While retirement planning is common, it’s often the early years of retirement that people focus on. However, your needs and lifestyle […]
Business owner? Why it’s so important that you know how much is “enough” for you
22 July 2021 One of the most common questions that clients ask us is: “will I run out of money?” Many entrepreneurs and company owners work long hours in their business for years. You perhaps consider this a labour of love or your passport to a long and comfortable retirement. You might just do it […]
The minimum pension age will rise to 57 in 2028 – what does it all mean?
22 July 2021 7 in 10 adults don’t know that the government intends to increase the minimum pension age from 55 to 57. If you’re one of these people, read on to find out how this change could affect you. The normal minimum age you can currently access your pension is 55 but, in April […]
3 ways the chancellor could raid your pension to pay for Covid
22 July 2021 The Covid pandemic has undoubtedly been a time of increased government spending. The National Audit Office have created a Covid-19 cost tracker, which claims that the government have spent an estimated £372 billion on the crisis so far. Additionally, the BBC reports that, from April 2020 to 2021, the UK government borrowed […]