18 January 2022Your pension savings are likely to play a significant role in ensuring you can maintain the lifestyle you want when you retire. So, it can make sense to seek advice at this time to ensure your fund remains “enough” for the retirement you seek. Despite the importance of guidance at retirement, the Daily […]
18th January 2022 You’ve probably seen the recent headlines that inflation has reached its highest level in a decade. The BBC reports that the cost of living rose by more than 5% in the year to November 2021, driven by higher transport and energy costs. With experts predicting that inflation could rise even further in […]
7 December 2021 Thanks to the fact that Christmas is at the weekend this year, many people will be able to enjoy a few days break during the festive period. Once you’ve eaten your last mouthful of turkey curry or Christmas pudding, you may find yourself with a little bit of time on your hands […]
7 December 2021 According to UK Finance, in the first half of 2021 an eye-watering £753.9 million was stolen through fraud, an increase of 30% compared to the same period in 2020. While transactional “push payment” fraud accounted for much of this total, losses from investment scams were up 95% year-on-year to more than £107 […]
7 December 2021 As 2021 draws to a close, we can start to reflect on a dramatic year at Depledge Strategic Wealth Management Ltd. There have been so many highlights in what has been a packed year of challenges, triumphs and hard work. So, to look back at the year, here are our thoughts on […]
10th November 2021 From the way we wash our hands to the shape of our working day, the pandemic has affected our lives in countless ways. Now, a major survey by interactive investor has asked more than 10,000 Brits to identify just how their retirement has been shaped by Covid-19. The Great British Retirement Survey […]
10th November 2021 If you’re a higher- or additional-rate taxpayer, then one of the benefits of this is your ability to claim 40% or 45% tax relief on your pension contributions. However, despite this superb tax benefit, new research published in the Telegraph (£) has revealed that 8 out of 10 higher-rate taxpayers eligible to […]
10th November 2021 Since the global financial crisis in the late 2000s, interest rates in the UK have been at historic lows. Indeed, the Bank of England’s decision to cut the base rate in response to the initial lockdown saw rates fall to the lowest level in the Bank’s 326-year history. However, a recent spike […]
19th October 2021 After a positive few months, the third quarter saw global markets become more uncertain. Fears of rising inflation, increasing fuel prices, and continued Covid issues means the MSCI World Index was essentially flat during the three months to the end of September 2021. Emerging and Asian markets were particularly hard hit, most […]
19th October 2021 On 7 September 2021, the prime minister, Boris Johnson, announced the government’s plans to pay for proposed social care reforms and increased NHS funding in England. The most notable announcements included a new Health and Social Care Levy on employment income alongside an increase in the rates of Dividend Tax. These two […]