26 March 2024 When you start to access your pension, how will you take an income? One of your options may be to withdraw a flexible income that suits your needs through flexi-access drawdown. A flexible income puts you in control and means you can adjust how much you withdraw from your pension if you […]
18 March 2024 While you may think that a serious illness or injury is a remote possibility, the reality is that they are far more common than you may believe. In fact, the NHS reveals that it sees around 1.3 million people each day, the equivalent of the entire population of Estonia! Aside from the […]
18 March 2023 If you are a parent, it is likely that you have thought about how much money you would like to pass down to the next generation, either now or in the future. Something you may not have considered, though, is how this wealth will be transferred from you to your loved ones […]
18 March 2024 With 2024 in full swing, several factors, including GDP growth in Western nations, a surge in the value of tech companies, and robust employment figures, offer promising signs for market performance this year. However, these indicators don’t guarantee a good year. Persistent inflation and ongoing conflicts in regions like Ukraine and the […]
6 March 2024 With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more investment, more jobs, better public services and lower taxes”. While the headlines will inevitably focus on Jeremy Hunt’s cut in National Insurance contributions (NICs), many less headline-grabbing messages will affect millions […]
6 March 2024 The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s plans for the next fiscal year and beyond. With a general election looming – prime minister Rishi Sunak has said he will call it before the end of the year […]
If your mortgage deal is coming to an end or it’s already expired, you should consider remortgaging. This guide reveals the essential things you need to know. The government previously estimated 57% of fixed-rate mortgages ending in 2023 had an interest rate below 2%. When these mortgage deals end, it’s very likely that households will […]
31 January 2024 When you begin forming your estate plan, you may tick off the crucial legal documents first. Drafting a will, registering a Lasting Power of Attorney (LPA), and writing funds into trust are all common steps. For most people, putting the legal and financial essentials in place is the first and last item […]
31 January 2024 2024 is set to be a fascinating year for politics, with both the US and UK expected to hold general elections by the end of the year. On 16 January, the BBC reported that prime minister Rishi Sunak says he expects to call a general election “in the second half of 2024”. […]
31 January 2024 If you paid attention to stock market trends in 2023, you might have heard of the “Magnificent Seven” – and no, we’re not talking about the 1960 Western movie. The Magnificent Seven refers to seven US technology companies that are dominating the global stock market. As of February 2024, they are: Together, […]