11 December 2024 With just a few weeks left of 2024, you might be setting new year resolutions that you believe will improve your quality of life. These might be diet-related, fitness-focused, or to do with your career. While you’re at it, it may be useful to think about ways that you could improve, alter, […]
Depledge News
Our 2024 year in review
11 December 2024 As 2024 draws to a close, we’re taking a moment to reflect on the year and cast our eyes towards what 2025 might hold. The markets have provided a more positive backdrop to client portfolios in 2024 and we’ve made great progress with many clients’ financial plans. As a firm, we’ve had […]
Retirement costs have gone up by 60%. Here’s how to retire comfortably
14/11/2024 It’s likely that when you picture your upcoming retirement, you don’t envisage making sacrifices to your lifestyle. Instead, you probably imagine living an even fuller, richer, more exciting life than you do now. Of course, to achieve this much-deserved luxury retirement, you will need to accumulate enough wealth first. While you already know this, […]
Are you worried about dementia? Here’s how to plan ahead
14/11/2024 Here at Depledge, we strongly advocate for our clients taking control of their finances, and this includes preparing for unexpected circumstances. If you know a loved one who has been diagnosed with Alzheimer’s disease, the leading cause of dementia in the UK, you will know that this illness can be extremely detrimental to a […]
How the 2024 Autumn Budget could affect your family’s Inheritance Tax bill
14/11/2024 On 30 October 2024, Rachel Reeves became the first woman to deliver a Budget to parliament. A much-anticipated event, Labour’s first Budget since being elected in July promised “difficult decisions” to fill the “£22 billion black hole” the chancellor says was left behind by the Conservative Party. As expected, this historic Budget saw changes […]
Your Autumn Budget update – the key news from the chancellor’s statement
30 October 2024 Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the government’s plans for this tax year and beyond. Arguing that the July general election had given Labour a “mandate to restore stability and start a decade of renewal”, Reeves described it as […]
Your Q3 2024 global market update
14 October 2024 In July 2024, we reported that despite some fluctuations, all six of the below indices posted positive returns at the end of Q2. Several significant global events have happened since then. Below are the performance figures for six major stock market indices from around the world in Q3 2024. Source: JP Morgan […]
2 important benefits of leaving a charitable donation in your will
14 October 2024 Throughout history, there have been thousands of weird and wonderful bequests found in wills. From William Shakespeare leaving his “second best bed” to his wife, Anne Hathaway, to Harry Houdini leaving a secret code for his wife to contact him in the afterlife, how you decide to leave your legacy is up […]
Why a strong financial mindset is crucial in a time of changing fiscal policy
14 October 2024 The UK’s financial landscape has been shifting at a rapid rate for several years, especially since the Covid-19 pandemic hit unexpectedly in 2020. For instance, in the last two years, the government has frozen or decreased several key tax-efficient thresholds and allowances. This is known as “stealth taxation” and has affected those […]
5 failsafe ways to save cash in a time of rising costs
11 September 2024 In the UK, the cost of living crisis is still happening. Since inflation reached its peak of 11.1% nearly two years ago (October 2022), it has now slowed to just over 2%. But many forget that the effects of double digit-inflation are still being felt by British consumers – the cost of […]