16th March 2021 Multiple lockdowns and restrictions on movement have been tough on our physical and mental health. Even people previously “doing okay” have found themselves struggling over the past 12 months, and these feelings can leave you vulnerable to scams. Scammers have defrauded Brits out of millions of pounds in the last year, using […]
16th March 2021 While the coronavirus may have had a devastating impact on the health of the nation, it’s also resulted in one of the biggest economic shocks the country has ever experienced. From falling tax revenues to increased public spending, the government’s economic response saw public sector net borrowing rise from £55 billion in […]
8th February 2021 If you’re self-employed, or you own your own business, the chances are that you are taxed less heavily than employed people, despite increases to Dividend Tax in recent years. The argument for paying less self-employed tax is that there is a difference between wealth creators and employees. Business owners bear the risk […]
8th February 2021 Have you used your valuable tax allowances for the 2020/21 tax year? If not, there is still time before the end of the tax year on 5 April. Many of your allowances reset as we enter a new tax year and so if you don’t use them, you can often lose them. […]
8th February 2021 It’s hard to believe that the first confirmed case of human-to-human transmission of coronavirus was just thirteen months ago. Since then, nations across the globe have fought to tackle the spread of the virus, with devastating health and economic results. With shops and businesses once again closed, the UK is almost certainly […]
14th January 2021 It’s fair to say that 2020 was a tumultuous year for investors. The coronavirus pandemic affected almost all aspects of the economy, and global share prices were hit as businesses were forced to scale back operations and, in many instances, close. Despite this, the news of effective vaccines meant that Q4 saw […]
14th January 2021 One of the questions we hear most often is: “what does a financial planner actually do?” These days, financial planning is about much more than selecting investments. It’s about establishing your goals, smart decision-making, creative ideas, and making the most of any tax or financial opportunities that are available. It’s all very […]
14th January 2021 These days, it’s unlikely that your retirement income will simply come from a combination of one Final Salary pension and the State Pension. As workers increasingly change jobs and careers throughout their lifetimes, income in later life will probably come from a range of sources. You may enter retirement with multiple smaller […]
14th December 2020 If you want to be able to live the life you want, now and in the future, working with a financial planner can be a great way to help you achieve this. And, as well as the clear financial benefits of working with a planner, research has shown that there are significant […]
14th December 2020 In recent months the government’s response to the pandemic has created a heavy strain on the Treasury. With the Office for Budget Responsibility confirming that government borrowing will hit £394 billion by the end of 2020, Chancellor Rishi Sunak has been under pressure to find new ways to raise additional revenue. This […]