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Stagflation: The Bank of England’s latest alert explained

6 March 2025 Inflation has barely left the headlines since the beginning of the Covid-19 pandemic, which has now been going on for five years. The rate of inflation is a numerical indicator of the overall cost of goods and services. The Office for National Statistics (ONS) says the UK’s rate of inflation had been […]

What are flexible reversionary trusts and how could they help you and your family?

6 March 2025 You might have read our previous insights into why giving wealth away over the course of your lifetime could be a good idea. In short, this has to do with Inheritance Tax (IHT) – reducing the value of your estate by making gifts now means your loved ones could pay less IHT […]

4 savvy options for funding rising private school fees

9 March 2025 If you have children or grandchildren who attend a fee-paying school, you will no doubt be aware that fees have risen in 2025. Let’s take a look at why fees have gone up, the average price of private school fees today, plus five helpful options for funding these rising fees. The government […]

Will the UK government scrap Lifetime ISAs?

10 February 2025 The Lifetime ISA (LISA) is one of four adult ISA options that could help you save and invest efficiently. Introduced by former chancellor, George Osbourne, in 2016, the LISA has two key purposes: Indeed, the LISA shares similar functions to Cash ISAs and Stocks and Shares ISAs, but with additional perks and […]

Hitting the tax bullseye: Why your Income Tax bill might rise this year, and what you can do about it

10 February 2025 Darts is in vogue in 2025, with more than 3 million people tuning in to watch the 2025 Professional Darts Corporation (PDC) World Championships, Sportcal reports. In part, the sport’s surging popularity is down to a British teen, Luke Littler, who stormed to victory over darts legend and world champion, Michael van […]

What does a second Trump presidency mean for the world economy and stock markets?

10 February 2025 In November 2024, Donald Trump was re-elected by US voters, and on 20 January 2025, he was inaugurated into the White House. Having served as President of the United States between 2016 and 2020, he returns to his post after beating Democratic nominee, Kamala Harris, in a closely contested race. Whatever your […]

Your Q4 2024 global market update

13 January 2025 Welcome to your Q4 2024 global market update. Here, you’ll find a breakdown of how global stock markets performed between October and December 2024. Below is a table demonstrating the performance of six key world indices performed in Q4 and throughout the year. Source: JP Morgan As you can see, some regions […]

Joint life cover or single protection? Here are the pros and cons of each option

13 January 2025 Life cover can serve as a vital safety net, helping you and your loved ones maintain your standard of living after someone passes away. If you and your spouse are looking to obtain life cover to shield your loved ones from the unexpected, then the two main options available are: Joint life […]

3 crucial investment lessons to learn from market events in 2024

13 January 2025 Looking back on 2024, it’s fair to say that it was somewhat of a tumultuous year marked by volatility and significant market events. Indeed, from interest rate changes to major elections across the globe, the economic landscape was uncertain at times. Fortunately, despite some events causing uncertainty, markets ended the year on […]

It’s a Wonderful Life: 4 important financial planning lessons you could learn from this iconic Christmas film 

11 December 2024 It’s Christmas – and what is Christmas without sitting down to watch your family’s favourite films under a warm blanket? For many, It’s a Wonderful Life epitomises everything magical about Christmas: an unlikely, heartwarming story about the true value of community and family. What’s more, the film contains a handful of helpful […]