November 23, 2020 One of the most common questions we hear is “will I run out of money in retirement?” With people living longer than ever, and more choices than ever when it comes to transitioning into retirement, your pension fund could have to last you 20, 30 or even 40 years. When it comes […]
November 23, 2020 Warren Buffett is an American investing icon. The CEO of Berkshire Hathaway, Buffett has a net worth of US$78.9 billion as of August 2020, making him the world’s seventh-wealthiest person. Over the years, Buffett has lived by a certain set of values that he uses to invest. His approach to investing can […]
Taking ESG (environmental, social and governance) factors into consideration is a growing trend among investors. But what does it mean and why would you look at these areas when making investment decisions? Our latest guide explains the basics of ESG investing. According to the Investment Association, 26% of all UK assets use ESG factors in […]
In recent years, it’s been tough if you are a saver. Interest rates on traditional savings accounts have remained low, and it’s often been hard to even beat inflation on easy-access and fixed interest savings products. In recent months, rates have fallen yet further. Last month, National Savings & Investments (NS&I) became the latest provider […]
Over recent years, the government have gradually been increasing the age at which you can take your State Pension. The age will have risen to 66 for everyone by this month, and then will rise to 67 between 2026 and 2028. There are then plans to increase it to 68 in the 2040s. Last month, […]
Back in July, Chancellor Rishi Sunak announced a second range of measures designed to protect the economy through the Covid-19 pandemic. His next update was scheduled to be the Autumn Statement in the coming weeks. However, given the newly imposed Covid-19 restrictions and economic uncertainty, the Budget has been cancelled. In a statement sent to […]
In recent months, millions of people have felt the impact of the lockdown caused by the pandemic and the subsequent recession. Perhaps you work in a sector that has been affected and you have been furloughed? Or perhaps your business has struggled, and your revenue has decreased? Whatever the case, you may have found that […]
According to the Higher Education Statistics Agency (HESA), there are currently more than 2.3 million undergraduate students in the UK. If your child or grandchild is one of the estimated half a million new students heading off to university this autumn, you may be concerned that they are starting their working life in serious debt. […]
Every September, Pension Awareness Day features a series of events designed to help people to get more from their pensions. With Pension Freedoms having given retirees much more choice, it’s never been more important to take advice during both the run-up to retirement and once you start to draw your retirement income. While your pensions […]
Over recent months, the Chancellor has introduced a wide range of measures designed to support the economy through the coronavirus crisis. From the furlough scheme to small business grants, the Treasury has committed billions to navigate the country through the pandemic. With the UK set to enter a deep recession, part of the £160 billion […]