In recent years, it’s been tough if you are a saver. Interest rates on traditional savings accounts have remained low, and it’s often been hard to even beat inflation on easy-access and fixed interest savings products. In recent months, rates have fallen yet further. Last month, National Savings & Investments (NS&I) became the latest provider […]
Over recent years, the government have gradually been increasing the age at which you can take your State Pension. The age will have risen to 66 for everyone by this month, and then will rise to 67 between 2026 and 2028. There are then plans to increase it to 68 in the 2040s. Last month, […]
Back in July, Chancellor Rishi Sunak announced a second range of measures designed to protect the economy through the Covid-19 pandemic. His next update was scheduled to be the Autumn Statement in the coming weeks. However, given the newly imposed Covid-19 restrictions and economic uncertainty, the Budget has been cancelled. In a statement sent to […]
In recent months, millions of people have felt the impact of the lockdown caused by the pandemic and the subsequent recession. Perhaps you work in a sector that has been affected and you have been furloughed? Or perhaps your business has struggled, and your revenue has decreased? Whatever the case, you may have found that […]
According to the Higher Education Statistics Agency (HESA), there are currently more than 2.3 million undergraduate students in the UK. If your child or grandchild is one of the estimated half a million new students heading off to university this autumn, you may be concerned that they are starting their working life in serious debt. […]
Every September, Pension Awareness Day features a series of events designed to help people to get more from their pensions. With Pension Freedoms having given retirees much more choice, it’s never been more important to take advice during both the run-up to retirement and once you start to draw your retirement income. While your pensions […]
Over recent months, the Chancellor has introduced a wide range of measures designed to support the economy through the coronavirus crisis. From the furlough scheme to small business grants, the Treasury has committed billions to navigate the country through the pandemic. With the UK set to enter a deep recession, part of the £160 billion […]
In recent months, inspirational centenarians such as Captain Tom Moore have shown us that it’s possible to live a long and healthy life – but how do we do it? This is a question that Washington Post journalist Marta Zaraska has sought to answer in a new book, Growing Young: How Friendship, Optimism, and Kindness […]
When you choose to work with a financial planner, you’ll notice that some firms showcase the fact that they are a ‘Chartered’ firm. You may have seen the word ‘Chartered’ on the Depledge website or spotted the gold Chartered mark. Choosing a financial adviser with Chartered status gives you the peace of mind that you’re […]
In our last market update, we were reporting on significant falls across global stock markets as a consequence of the coronavirus pandemic. Many experts were pessimistic about the chances of a swift economic recovery with many developed countries set to enter a deep recession as unemployment rates spiralled across the globe. There do now appear […]