8th February 2021 Have you used your valuable tax allowances for the 2020/21 tax year? If not, there is still time before the end of the tax year on 5 April. Many of your allowances reset as we enter a new tax year and so if you don’t use them, you can often lose them. […]
14th January 2021 It’s fair to say that 2020 was a tumultuous year for investors. The coronavirus pandemic affected almost all aspects of the economy, and global share prices were hit as businesses were forced to scale back operations and, in many instances, close. Despite this, the news of effective vaccines meant that Q4 saw […]
14th January 2021 These days, it’s unlikely that your retirement income will simply come from a combination of one Final Salary pension and the State Pension. As workers increasingly change jobs and careers throughout their lifetimes, income in later life will probably come from a range of sources. You may enter retirement with multiple smaller […]
14th December 2020 If you want to be able to live the life you want, now and in the future, working with a financial planner can be a great way to help you achieve this. And, as well as the clear financial benefits of working with a planner, research has shown that there are significant […]
8th December 2020 If your estate could be liable for Inheritance Tax (IHT), gifting is one solution for passing on wealth while reducing the bill that could be appropriate for you. Our latest guide explains the basics of IHT and what you need to consider if you want to make gifting part of your long-term […]
25 November 2020 Chancellor Rishi Sunak has unveiled the government’s spending plans for the coming year in his Spending Review given on Wednesday 25 November. A Spending Review sets out how the government plans to spend money and what each department will receive. It covers a range of areas, like health, policing, and education. It […]
November 23, 2020 There’s no actual limit on the total pension fund you can save for your retirement. However, the Lifetime Allowance (LTA) is the effective maximum you can save without triggering any tax charges. The Labour government introduced the LTA in 2006/07. Less than a decade ago it stood at £1.8 million but, since […]
November 23, 2020 One of the most common questions we hear is “will I run out of money in retirement?” With people living longer than ever, and more choices than ever when it comes to transitioning into retirement, your pension fund could have to last you 20, 30 or even 40 years. When it comes […]
November 23, 2020 Warren Buffett is an American investing icon. The CEO of Berkshire Hathaway, Buffett has a net worth of US$78.9 billion as of August 2020, making him the world’s seventh-wealthiest person. Over the years, Buffett has lived by a certain set of values that he uses to invest. His approach to investing can […]
Taking ESG (environmental, social and governance) factors into consideration is a growing trend among investors. But what does it mean and why would you look at these areas when making investment decisions? Our latest guide explains the basics of ESG investing. According to the Investment Association, 26% of all UK assets use ESG factors in […]