7th June 2021 Since Pension Freedoms were introduced in 2015, retirees have had more choice when they access their pension. However, it also means you have more responsibility for generating an income later in life and it’s important to understand what your options are. Our latest guide explains the basics you need to know, including: […]
Andrew Day
Can you really become an ISA millionaire?
Since Gordon Brown introduced Individual Savings Accounts (ISAs) in 1999, they have become one of the UK’s most popular savings vehicles. The most recent figures showed that more than 11 million adults subscribed to an ISA in 2018/19, with a staggering £584 billion currently invested in the tax-free accounts. Considering that the annual subscription limit […]
5 things Line of Duty can teach you about good financial planning
Over the last couple of months, the hit BBC drama Line of Duty has become must-see appointment television. The thrilling series finale generated record viewing figures for a drama, as the AC-12 team of Steve Arnott, Kate Fleming, and Ted Hastings finally uncovered the identity of the infamous “H”. While six series of the show […]
Guide: 10 things that could increase the value of your property
6th May 2021 Talking about homes and property values is something of a pastime in the UK. Property is probably among one of the largest assets we own, so it’s not surprising that we want the value to go up. While property prices have soared in recent years, investing in your home could push up […]
Employee benefits that self-employed workers miss out on, and how to bridge the gap
26th April 2021There are more than five million self-employed workers in the UK, according to government statistics. This figure is rising, with around one in six people now working for themselves. There are advantages to being self-employed, but some workers could be missing out on benefits worth thousands of pounds compared to their traditionally employed […]
Why opening a pension for a child before they start school can unlock powerful growth
26th April 2021It really is never too soon to start investing through a pension. You may not be thinking about the retirement lifestyle that your children or grandchildren will enjoy quite yet, but opening a pension before they even start school can be worthwhile. If you’re looking for a way to help secure a child’s […]
Job market changes present retirement challenges for young workers
26th April 2021The world of work is changing, and it means young workers today need to be more engaged with their pension than ever to build a secure retirement. A rising State Pension Age, frequent job switches and more options for individuals to manage their own pensions present new challenges for 20-somethings. It wasn’t too […]
Inflation and retirement – why rises in the cost of living really matter when you retire
26th April 2021Did you know the price of cheese increased by 150% between 1987 and 2014? During our working life, inflation may not affect us (other than the odd “how much?!” moment when we’re out shopping). Our wages and earnings typically rise in line with inflation, so we generally keep up with the cost of […]
Guide: 10 ways to make the most of your garden in 2021
25th March 2021 After a year of lockdown measures, our gardens and outdoor spaces have become far more important. In fact, more than half of people say they get a good deal of pleasure from their garden. With spring arriving, now is the perfect time to invest in yours. Our latest guide aims to help […]
Relief for savers as “tax day” sees government announce no significant tax reforms
23rd March 2021 Late last year, the government announced that a range of documents and consultations on future tax policies would be released after the Budget. Dubbed “tax day”, these announcements came later than usual this year to allow for greater scrutiny after the significant number of changes Rishi Sunak announced in his Budget. Many […]