6th May 2021 Talking about homes and property values is something of a pastime in the UK. Property is probably among one of the largest assets we own, so it’s not surprising that we want the value to go up. While property prices have soared in recent years, investing in your home could push up […]
Andrew Day
Employee benefits that self-employed workers miss out on, and how to bridge the gap
26th April 2021There are more than five million self-employed workers in the UK, according to government statistics. This figure is rising, with around one in six people now working for themselves. There are advantages to being self-employed, but some workers could be missing out on benefits worth thousands of pounds compared to their traditionally employed […]
Why opening a pension for a child before they start school can unlock powerful growth
26th April 2021It really is never too soon to start investing through a pension. You may not be thinking about the retirement lifestyle that your children or grandchildren will enjoy quite yet, but opening a pension before they even start school can be worthwhile. If you’re looking for a way to help secure a child’s […]
Job market changes present retirement challenges for young workers
26th April 2021The world of work is changing, and it means young workers today need to be more engaged with their pension than ever to build a secure retirement. A rising State Pension Age, frequent job switches and more options for individuals to manage their own pensions present new challenges for 20-somethings. It wasn’t too […]
Inflation and retirement – why rises in the cost of living really matter when you retire
26th April 2021Did you know the price of cheese increased by 150% between 1987 and 2014? During our working life, inflation may not affect us (other than the odd “how much?!” moment when we’re out shopping). Our wages and earnings typically rise in line with inflation, so we generally keep up with the cost of […]
Guide: 10 ways to make the most of your garden in 2021
25th March 2021 After a year of lockdown measures, our gardens and outdoor spaces have become far more important. In fact, more than half of people say they get a good deal of pleasure from their garden. With spring arriving, now is the perfect time to invest in yours. Our latest guide aims to help […]
Relief for savers as “tax day” sees government announce no significant tax reforms
23rd March 2021 Late last year, the government announced that a range of documents and consultations on future tax policies would be released after the Budget. Dubbed “tax day”, these announcements came later than usual this year to allow for greater scrutiny after the significant number of changes Rishi Sunak announced in his Budget. Many […]
From online retail to car sales: 5 pandemic trends and their impact on business
16th March 2021Our lives have changed significantly over the last year. Our habits, working practices, and relationships have all adapted to the situation we found ourselves in – from working from home to replacing restaurant meals with home cooking. Of course, these changes have had a massive knock-on effect on the economy. So, a year […]
The staggering economic effect of the pandemic [in numbers]
16th March 2021 While the coronavirus may have had a devastating impact on the health of the nation, it’s also resulted in one of the biggest economic shocks the country has ever experienced. From falling tax revenues to increased public spending, the government’s economic response saw public sector net borrowing rise from £55 billion in […]
Budget 2021 – The winners and losers
3rd March 2021 A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded significant, it’s a sum that has paled into insignificance over the last 12 months as the chancellor has spent £280 billion shoring up the UK economy. As the chancellor […]