16 April 2025 If you follow the financial news, you may already be aware that the first quarter of 2025 was a mixed bag for the stock market and world economy. Below is a table demonstrating the performance of six key world indices in Q1 2025 and in the previous year. Source: JP Morgan As […]
Andrew Day
Over-50s share the advice they wish their younger self could hear
16 April 2025 What financial advice would you give your younger self if you could go back in time? In a survey conducted by Aviva, over-50s have shared what they would have done differently if they had their life all over again – especially when it comes to money. While you can’t turn back time […]
US market shocks: Should you always “buy the dip”?
16 April 2025 No doubt, you will be aware by now that in 2025, US stock markets have experienced some turmoil. This volatility has largely coincided with Donald Trump’s inauguration into the White House in January. As far as elections and inaugurations go, market volatility is relatively normal – investors dislike uncertainty, and any new […]
Your Spring Statement update – the key news from the chancellor’s speech
26 March 2025 After Rachel Reeves’ impactful first Budget in autumn 2024, you might have been concerned about the announcements that would be included in her Spring Statement on 26 March 2025. Reassuringly, the major headline from this year’s springtime fiscal event is that Reeves made few announcements that are likely to affect you and […]
Stagflation: The Bank of England’s latest alert explained
6 March 2025 Inflation has barely left the headlines since the beginning of the Covid-19 pandemic, which has now been going on for five years. The rate of inflation is a numerical indicator of the overall cost of goods and services. The Office for National Statistics (ONS) says the UK’s rate of inflation had been […]
What are flexible reversionary trusts and how could they help you and your family?
6 March 2025 You might have read our previous insights into why giving wealth away over the course of your lifetime could be a good idea. In short, this has to do with Inheritance Tax (IHT) – reducing the value of your estate by making gifts now means your loved ones could pay less IHT […]
4 savvy options for funding rising private school fees
9 March 2025 If you have children or grandchildren who attend a fee-paying school, you will no doubt be aware that fees have risen in 2025. Let’s take a look at why fees have gone up, the average price of private school fees today, plus four helpful options for funding these rising fees. The government […]
Will the UK government scrap Lifetime ISAs?
10 February 2025 The Lifetime ISA (LISA) is one of four adult ISA options that could help you save and invest efficiently. Introduced by former chancellor, George Osbourne, in 2016, the LISA has two key purposes: Indeed, the LISA shares similar functions to Cash ISAs and Stocks and Shares ISAs, but with additional perks and […]
Hitting the tax bullseye: Why your Income Tax bill might rise this year, and what you can do about it
10 February 2025 Darts is in vogue in 2025, with more than 3 million people tuning in to watch the 2025 Professional Darts Corporation (PDC) World Championships, Sportcal reports. In part, the sport’s surging popularity is down to a British teen, Luke Littler, who stormed to victory over darts legend and world champion, Michael van […]
What does a second Trump presidency mean for the world economy and stock markets?
10 February 2025 In November 2024, Donald Trump was re-elected by US voters, and on 20 January 2025, he was inaugurated into the White House. Having served as President of the United States between 2016 and 2020, he returns to his post after beating Democratic nominee, Kamala Harris, in a closely contested race. Whatever your […]