14th September 2021 According to FTAdviser, registrations to make a Lasting Power of Attorney (LPA) have dropped by 23% over the last year. An LPA is a legal document that enables you to elect a trusted individual or individuals to take care of your finances should you be unable to do so through a loss […]
Adrian Mahon
National Insurance and Dividend Tax rise as government suspends State Pension triple lock
9th September 2021 This week, the government has made two major policy announcements that are likely to directly affect your finances. A much-anticipated National Insurance rise will result in an increased burden on workers including, for the first time, those above State Pension Age. In addition, the government has suspended the State Pension triple lock, […]
Your Q2 2021 market update
18 August 2021Global markets continued to rally in the second quarter, primarily because of the ongoing Covid-19 vaccine rollouts. Government support also helped to boost investor optimism for economic recovery in 2021. However, investors remain concerned about inflation and US rate hikes, which could cause market volatility in the coming months. The best performing assets […]
Revealed: the single best thing you can do to tackle climate change (and it’s not recycling)
18 August 2021 You may consider yourself to be a true eco-warrior, passionate about preventing global environmental disaster. You may try to eat less meat and dairy, use public transport as much as possible, and have managed to eliminate all single-use plastics in your home. But did you know that, even if you did all […]
Business owner? Why it’s so important that you know how much is “enough” for you
22 July 2021 One of the most common questions that clients ask us is: “will I run out of money?” Many entrepreneurs and company owners work long hours in their business for years. You perhaps consider this a labour of love or your passport to a long and comfortable retirement. You might just do it […]
3 ways the chancellor could raid your pension to pay for Covid
22 July 2021 The Covid pandemic has undoubtedly been a time of increased government spending. The National Audit Office have created a Covid-19 cost tracker, which claims that the government have spent an estimated £372 billion on the crisis so far. Additionally, the BBC reports that, from April 2020 to 2021, the UK government borrowed […]
“It’s expensive and it won’t pay out” – these and other protection myths busted
10th June 2021 These days, you probably insure your home, car, bike and even your mobile phone. However, despite an increase in interest during the pandemic, many people still don’t see life and health insurance as a priority. Indeed, a recent survey by insurance company Drewberry found that, in the last 12 months, more people […]
7 ways your 2021 tax bill could rise – and practical ways you can pay less
In his spring Budget, the chancellor was keen to point out that, as a result of his measures, “nobody’s take-home pay will be less than it is now”. While he may have resisted the temptation to raise Income Tax, VAT, or National Insurance contributions, Rishi Sunak’s announcements will see many people pay more tax in […]
Why you should overpay your mortgage with pandemic savings
26th April 2021The pandemic has meant some families have been able to save more. Those that have continued to work during the last year are often finding their outgoings have been lower and they now have more cash put to one side. If you still have a mortgage, overpaying is one option worth considering. According […]
What does “rebalancing” your portfolio mean and why is it important?
26th April 2021When discussing investments or reading the news, you may have heard the phrase “rebalancing”. It’s an important part of making sure your portfolio continues to reflect your goals, but it can be overlooked or misunderstood. Read on to learn what rebalancing involves and why it’s part of investment strategies. Investing: A long-term game […]